Lowdown

Financial Services In The 21st Century Are Dominated By Large Institutions That Many People Feel Are Becoming Increasingly Impersonal As They Grow In Size. At Tioga-Franklin, We Call Ourselves “the Little Bank With A Big Difference,” And The Big Difference Is The Personal Touch. We Don’t Try To Be All Things To All People. We Offer Mortgages, Home Equity Loans, Savings Accounts And Certificates Of Deposit. By Keeping Our Overhead Low, We Can Offer Competitive Rates, And Being Small Allows Us To Know Our Customers On A First-name Basis And Treat People Like People.